Posts Tagged ‘mortgage’

So You Want To Refinance?

Considering a Refinance? In the 1980’s and 1990’s interest rates of 8-10% were commonplace. Over the years’ rates have dropped, and in 2012 we saw rates go as low as 3.35% and lower in some cases. What if you kept that rate of 10%, and never took advantage of the opportunity to lower it? You would have Read More »... Read more ›

  • box,
  • box home loans,
  • box loans,
  • box refi,
  • box refinance,
  • check todays rates,
  • home equity,
  • home loans,
  • interest rates,
  • low interest rates,
  • mortgage,
  • rate quotes,
  • refi,
  • refi rates,
  • refi tips,
  • refinance,
  • refinance rates,
  • todays rates,
  • when should i refi

Understanding Mortgage Escrow Prepaids – Box Home Loans Mortgage Tips

Mortgage Escrow Prepaids include: We wish (like you) that escrow funds from a previous mortgage could simply be ‘rolled over’ into your new m escrow account, but unfortunately it doesn’t work that way anymore ever since the Dodd/Frank Act took effect. Understanding mortgage escrow prepaids can be tricky… but we’ll help you get a better understanding, Read more ›

  • box,
  • box home loans,
  • dodd frank,
  • dodd frank act,
  • escrow,
  • escrow prepaids,
  • home loans,
  • mortgage,
  • mortgage tips,
  • prepaid items,
  • prepaids,
  • understanding mortgage escrow

What You Don’t Know About Your Credit Can Really Hurt You

Your credit score means everything in the mortgage lending world. Credit Reports show that close to one in four Americans have never checked their credit report. Never? Are you kidding me?  This report contains important information about a person’s credit history and ability to be financially responsible, including credit cards (revolving debt history), mortgages, and auto Read more ›

  • box,
  • box home loans,
  • box loans,
  • box mortgage,
  • checking credit,
  • credit report,
  • credit score,
  • home loan,
  • home loans,
  • how do i fix my credit,
  • how important is good credit,
  • how to check my credit report,
  • mortgage,
  • mortgages

Advantages & Disadvantages for Mortgage Terms / Loan Types

WHAT ARE THE ADVANTAGES/DISADVANTAGES FOR EACH MORTGAGE TERM?  30 Year Mortgage:   This term is good for those that want to keep their monthly payment low.  Keep in mind the older we get the longer we’ll need to work to pay this long term loan off.   This can be a disadvantage to those that want to Read More »... Read more ›

  • 15 year fixed,
  • 15 year loan,
  • 30 year,
  • 30 year fixed,
  • adjustable rate mortgage,
  • adjustable rates,
  • advantages of mortgage products,
  • arm,
  • arm loans,
  • box,
  • box home loans,
  • box loans,
  • box mortgages,
  • loan payoff,
  • loan products,
  • loan types,
  • low payment,
  • low payments,
  • mortgage,
  • mortgage terms