Posts Tagged ‘home loan’

Why Private Mortgage Insurance Exists

Why does private mortgage insurance exist? If you don’t have a lot of money to put down on a mortgage, you will probably be required by your Lender to pay for private mortgage insurance.  Many Lenders would otherwise be unwilling to take on the risk of a loan with a down payment lower than 20% Read More »... Read more ›

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What is a Home Equity Line of Credit?

Home Equity Line of Credit If you own a home and need access to cash, a home equity line of credit (HELOC) is an option you may want to consider. Depending on the amount of equity in your home, you could have access to the cash you need at reasonable interest rates. Although HELOCs have Read More »... Read more ›

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Home Loan Application Process

Home Loan Application Process In today’s world you can do almost anything online. From ordering groceries at the local supermarket to watching the most recent episode of Breaking Bad, It is a digital world.  They say the world is at your fingertips, but with the endless possibilities why do we still have to go in Read More »... Read more ›

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Intro To Home Loan Closing Costs – Mortgage Closing Costs

About Home Loan Closing Costs When you get a home loan you will need to pay what is known as mortgage closing costs. They are basically fees charged by lenders and third parties that relate to the purchase of your home. This is an additional cost on top of the down payment, and home loan amount. Read More »... Read more ›

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Want To Buy A Home…. But What If My Credit Is Frozen?

Want To Buy A Home…. But What If My Credit Is Frozen? You should know by now if your are looking to buy a home, that having good credit is a HUGE factor.  If you are actively seeking a loan from Box Home Loans, you should understand that the procedures involved in lifting a security Read More »... Read more ›

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Flood Insurance

Flood Insurance I’ve often wondered about my hometown, Springville UT, since I’ve heard of a flood that happened decades ago when hobble creek (a creek which runs through the middle of the town) overflowed and flooded most of the town.  If I owned a home in Springville, would I be required to purchase flood insurance? Read More »... Read more ›

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What You Don’t Know About Your Credit Can Really Hurt You

Your credit score means everything in the mortgage lending world. Credit Reports show that close to one in four Americans have never checked their credit report. Never? Are you kidding me?  This report contains important information about a person’s credit history and ability to be financially responsible, including credit cards (revolving debt history), mortgages, and auto Read more ›

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