Welcome to refinancing to those that fit “Inside the Box.” By Lending only to those with great credit we’ve removed costly variables, which allow us to offer our customers better rates and lower fees while conveniently delivering a better experience. Most of our customers find what they’re looking for on our website. If you would like to speak to one of our No-Pressure Loan Officers are available and happy to help out  8:00 AM through 6:00 PM MST Monday through Friday by calling 877-905-0005. We hope you feel like you have access to people when you want or need them and help through technology when you don’t. Let us help you based on your needs – choose the best scenario that fits your situation and we’ll make sure to give you the best loan experience ever.

  1. Lower My PaymentsJoin thousands of other Box Home Loans clients and reduce your monthly mortgage payment. Click here to learn more.
  2. Consolidate My DebtTrying to get all payments under one roof? Let us help you by consolidating your debt into a single monthly mortgage payment. Who knows, you might save in monthly payments too! Click here to learn more.
  3. Get Cash From My HomeWant to remodel, take that dream vacation or pay for your graduating senior’s college tuition? Let us help you get started by refinancing today. Click here to learn more.

If you’re not sure, use our tools below to help make the right decision based on your needs.

  1. Check out Today’s Rates and Fees: 15 Seconds custom quotes from Box Home Loans 24/7 – no personal info required, spamming not included.
  2. Does it save you money? It’s not Rocket Science, and you’ll know better than anyone if a refinance saves you enough money to make it worth doing. Here are a few Mortgage Calculators to help you get the answers you’re looking for.
  3. Missed it by that much- Refi not quite worth it? Try looking at a shorter term. like going from a 30-year to a 15-year then check out the interest savings over the life of the loan.
  4. Sounds Good, Take a Closer Look. Sound a little too good? Better ask a friend or see what real customers are saying.
  5. Lock Online. Start the process and begin saving before your next payment.
  6. Hoping for rates to come down? Pick your rate and fees and we’ll notify you when (or if) they hit your perfect scenario.