Author Archive

Why Open Houses Are Still Needed

Open House – Old Fashioned? In the digital age, open houses may seem like a nostalgic marketing method from a bygone era. Serious buyers search online photos then text the real estate agent to make a viewing appointment, and the only people who attend open houses are looky-loos and curious neighbors who always wanted to Read More »... Read more ›

  • best way to sell your home,
  • box home loans,
  • do i need an agent,
  • mortgage,
  • mortgage company,
  • open houses,
  • real estate marketing,
  • real estate tips,
  • selling my home,
  • should i have an open house

Why A Down Payment Is So Important

How Much Should You Put Down On A Home Purchase There was a time when mortgage lenders relaxed home buying rules and authorized home loans even when buyers had a minimum amount of money to put down. That plan backfired and many homes went into foreclosure. Downpayment rules have recently become more stringent than they Read More »... Read more ›

  • box home loans,
  • box loans,
  • box mortgage,
  • down payment,
  • downpayment,
  • federal housing authority,
  • fha

Home Sales Up For 3rd Straight Month

Sales of existing homes hit their highest levels since October when the numbers for June were calculated. 5.04 million homes were sold in June, and this was the first time existing home sales were above 5 million since October. While this represents an increase, sales were still 2.3% lower than June of last year. Sales Read More »... Read more ›

  • box home loans,
  • fed,
  • home sale trends,
  • janet yellen,
  • mortgage rates

Predictions for 2015 Housing Markets

Here are five predictions for the housing market in 2015. 1. Millennials Will Become First-Time Home Buyers Millennials will be looking to invest in their futures. Millennials between ages 25 and 34 make up 65% of first time home buyers, while 86% of them state that their motivation is a change in family circumstances, such Read More »... Read more ›

  • box home loans,
  • credit score,
  • foreclosures,
  • housing,
  • mortgage rates,
  • predictions

Five Last Minute Holiday Shopping Tips

The holiday season often comes with amazing deals from retailers around the region. If you have a few more items to mark off your list, you can often snag great prices at this time. You just need to keep your wits about you to make it through the stores unscathed. Here’s what you need to Read More »... Read more ›

  • box home loans,
  • holiday shopping tips

Fed Expected To Keep Rates Low

After fears earlier in 2014 that the Fed was about to raise interest rates, it now seems that rates will remain unchanged for some time. Experts cite declining oil prices and flat inflation as evidence of the prime rate remaining near zero as it has been for the last six years. Part of the reason Read More »... Read more ›

  • box home loans,
  • interest rates,
  • mortgage rates,
  • rates

Black Friday Money-Savings Tips

Black Friday, so named after the fact that most retailers will be taking their budgets from the red up to the black. So the question is how do you enjoy the deals but keep your holiday budget in the black? Here are a few tips to keep you on track this year. Go with a Read More »... Read more ›

  • money-savings tips

Deficit Falls Again

According to a recent report by the Congressional Budget Office, the nation’s deficit is shrinking. From the fiscal year 2013 to 2014, the deficit dropped from 4.1%to 2.8%of GDP. In hard numbers, America went from $675 billion in debt to roughly $480 billion. This decline is attributed to an improving economy, higher taxes and continued Read More »... Read more ›

  • national deficit

When Does A Home Equity Loan or Home Equity Line of Credit Make Sense

It seems people everywhere are getting home equity loans or home equity lines of credit. In the fiscal year that ended in June of 2014, these transactions increased more than 25% compared to the previous year. So does that mean everyone should do it? No. What everyone should do is consider these things before making Read more ›

  • heloc,
  • home equity line of credit,
  • line of credit,
  • loan restart
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