Posts Tagged ‘credit score’

What should I do after the Equifax security breach?

Equifax Security Breach On September 7, 2017 Equifax announced that around 145 million U.S. had been exposed to a potential risk of identity theft due to a cyber security breach on Equifax database. According to their press release, “The information accessed primarily includes names, Social Security numbers, birth dates, addresses and, in some instances, driver’s […]... Read more ›

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  • credit protection,
  • credit score,
  • equifax security breach,
  • how do i activate a credit freeze,
  • how do i activate fraud alert,
  • personal credit,
  • what should i do after the equifax security breach,
  • will a fraud alert effect my mortgage loan

Predictions for 2015 Housing Markets

Here are five predictions for the housing market in 2015. 1. Millennials Will Become First-Time Home Buyers Millennials will be looking to invest in their futures. Millennials between ages 25 and 34 make up 65% of first time home buyers, while 86% of them state that their motivation is a change in family circumstances, such […]... Read more ›

  • box home loans,
  • credit score,
  • foreclosures,
  • housing,
  • mortgage rates,
  • predictions

The Cost of Not Refinancing – Check Rates & Watch Your Credit Score

Many homeowners rarely think about their mortgage. They make their payment each month, the house stays in their name, everything is fine. However, something really worth taking the time to consider on a regular basis is the benefit of refinancing your mortgage. If you haven’t refinanced your mortgage in the last few years, you could […]... Read more ›

  • box home loans,
  • credit score,
  • mortgage,
  • refinance,
  • refinancing,
  • todays rates

What If I Am Denied A Mortgage Loan

Have You Been Denied on a Loan Application? The Mortgage Bankers Association says that mortgage lenders end up rejecting around one of every two applicants requesting a refinance on their mortgage today. Around 30 percent of new mortgage applicants are also denied. This denial, whether for a new mortgage or for a refinance, can certainly […]... Read more ›

  • bad credit,
  • box home loans,
  • can i still buy a home,
  • credit score,
  • denied loan application,
  • denied mortgage loan,
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  • what do i do if i'm dined

Improving Your Credit Score

Tips To Improve Your Credit Score? Your Credit Score – Turning a Necessary Evil into a Money-Saving Tool Many people view their Credit Score as a complex, frustrating, “Necessary Evil.” Just when you think you understand your score, it drops a few points, leaving you confused and right back where you started. This is not the […]... Read more ›

  • box home loans,
  • box mortgage,
  • credit score,
  • credit score and loan applications,
  • credit scores,
  • effect your credit score,
  • home loans,
  • improving your credit score,
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  • mortgage,
  • obtaining a home loan

What You Don’t Know About Your Credit Can Really Hurt You

Your credit score means everything in the mortgage lending world. Credit Reports show that close to one in four Americans have never checked their credit report. Never? Are you kidding me?  This report contains important information about a person’s credit history and ability to be financially responsible, including credit cards (revolving debt history), mortgages, and auto […]... Read more ›

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  • how to check my credit report,
  • mortgage,
  • mortgages