Archive for the ‘First Time Buyers’ Category

What Do You Want In A House?

Determining what you want in a house of your own can be more difficult than you think. You might have a picture in your head of your ideal home, only to find out that it doesn’t match up with the reality of what’s available in your area or your price range. It’s also possible that […]... Read more ›

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Preparing To Buy Your First Home

Benjamin Franklin once said “By failing to prepare, you are preparing to fail.” This adage proves true in many facets of life, including home ownership. In essence, you are preparing to fail, if you neglect to prepare correctly for your first home purchase. Read on for some helpful tips on how to get ready for […]... Read more ›

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  • home buying tips,
  • how much can i afford,
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A Must Read For Every First Time Home Buyer

First Time Home Buyers Surrounded by the beautiful views of Pocatello, Idaho one cannot resist the thought of making the place his home. With Forbes recognizing Pocatello on the list of “Best Small Place for Business”, this historical place certainly promises new horizons for growth. This prospective economic growth also reflects on the subsequent rise […]... Read more ›

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  • pre-approval,
  • pre-qualify

Three Ongoing Expenses That Homeowners Should Expect

Expenses That Home Owners Should Expect When you sit down in the title insurance office and sign your paperwork at closing, you’ll probably feel a big sense of relief. It’s finally over! You are a homeowner. The reality, though, is that your financial commitment is only just beginning. Owning a home comes with a variety of […]... Read more ›

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  • homeowners,
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  • reoccurring expenses,
  • what to expect when buying your first home

Landscaping That Adds Value To Your Home

Adding Value to Your Property With Professional Landscaping If you’re trying to increase the value of your home, you can seldom go wrong with landscaping. Landscaping in the front of your home increases the curb appeal and initial impressions of your property while landscaping in the back of your home can be used to extend […]... Read more ›

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  • home equity,
  • increase your equity,
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  • mortgage company,
  • utah mortgage,
  • utah mortgage company

Why Private Mortgage Insurance Exists

Why does private mortgage insurance exist? If you don’t have a lot of money to put down on a mortgage, you will probably be required by your Lender to pay for private mortgage insurance.  Many Lenders would otherwise be unwilling to take on the risk of a loan with a down payment lower than 20% […]... Read more ›

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  • home loan,
  • how much should i put down on my home,
  • mortgage,
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  • mortgage rates,
  • private mortgage insurance,
  • utah mortgage company

What is a Home Equity Line of Credit?

Home Equity Line of Credit If you own a home and need access to cash, a home equity line of credit (HELOC) is an option you may want to consider. Depending on the amount of equity in your home, you could have access to the cash you need at reasonable interest rates. Although HELOCs have […]... Read more ›

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Private Mortgage Insurance

Private Mortgage Insurance Private Mortgage Insurance is designed to protect the Mortgage Lender in case the borrower defaults on the loan. It provides protection in the event of a foreclosure of the property in which the Lender had financed more than 80% of the home’s value. In the event the borrower has defaulted on the […]... Read more ›

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  • down payment,
  • first time home buyer,
  • home loan downpayment,
  • how much should i put towards a down payment,
  • mortgage,
  • mortgage insurance,
  • mortgage tips,
  • pmi,
  • private mortgage insurance

Intro To Home Loan Closing Costs – Mortgage Closing Costs

About Home Loan Closing Costs When you get a home loan you will need to pay what is known as mortgage closing costs. They are basically fees charged by lenders and third parties that relate to the purchase of your home. This is an additional cost on top of the down payment, and home loan amount. […]... Read more ›

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  • prepare to buy your first home,
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  • what are closing costs,
  • what is a no cost loan

Flood Insurance

Flood Insurance I’ve often wondered about my hometown, Springville UT, since I’ve heard of a flood that happened decades ago when hobble creek (a creek which runs through the middle of the town) overflowed and flooded most of the town.  If I owned a home in Springville, would I be required to purchase flood insurance? […]... Read more ›

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