Archive for the ‘Box Home Loans’ Category

Changes in Analyzing Credit Behavior

Fundamental Shift in How Credit Reports Will be Analyzed Very boring mortgage industry news that BOX Home Loan Employees should be aware of.  Consider this a warning that if you’re a human being, the following article may cause extreme drowsiness: Analyzing Credit Behavior Continued: Just wanted to make sure some of you are aware of […]... Read more ›

  • credit report,
  • desktop underwriter,
  • equifax,
  • fannie mae,
  • home equity line of credit,
  • transunion

Home Sales Up For 3rd Straight Month

Sales of existing homes hit their highest levels since October when the numbers for June were calculated. 5.04 million homes were sold in June, and this was the first time existing home sales were above 5 million since October. While this represents an increase, sales were still 2.3% lower than June of last year. Sales […]... Read more ›

  • box home loans,
  • fed,
  • home sale trends,
  • janet yellen,
  • mortgage rates

Is Winter the Right Time To Buy a New Home?

It’s raining. And not just any rain. It’s that cold rain that bites into you and you don’t want to go outside. But if you’re in the market for a new home, this may be the ideal time to bundle up and hit the pavement. Do Housing Prices Drop in Winter? This “old wives tale” […]... Read more ›

  • box home loans,
  • buy a new home,
  • interest rates

Fed Expected To Keep Rates Low

After fears earlier in 2014 that the Fed was about to raise interest rates, it now seems that rates will remain unchanged for some time. Experts cite declining oil prices and flat inflation as evidence of the prime rate remaining near zero as it has been for the last six years. Part of the reason […]... Read more ›

  • box home loans,
  • interest rates,
  • mortgage rates,
  • rates

The Housing Market: Headed Toward Normalcy

Recently, the housing market has shown strong and convincing evidence of getting back on track. The most recent State of the Nation’s Housing report by the Harvard Joint Center for Housing Studies supports this. Housing was stronger in 2013, so the faltering in home construction, sales and home prices at the beginning of 2014 had […]... Read more ›

  • housing market,
  • new home construction

BOX Home Loans New Platinum Pricing

Your Reward For Great Credit Here’s a little secret:  All mortgage lenders—from the medium-sized folks like Box Home Loans to the “big boys” like Wells Fargo and Bank of America—ultimately sell the majority of their loans to an end-investor. For example, Bank of America may take your payments but they have most likely sold your loan to […]... Read more ›

  • affordable mortgages,
  • affordable rates,
  • box,
  • box home loans,
  • box loans,
  • box mortgage,
  • home loans for great credit,
  • home loans with low fees,
  • low cost home loans,
  • mortgage company,
  • mortgage rates,
  • national mortgage company,
  • no cost home loans,
  • platinum pricing,
  • todays rates,
  • utah mortgage company

Why Private Mortgage Insurance Exists

Why does private mortgage insurance exist? If you don’t have a lot of money to put down on a mortgage, you will probably be required by your Lender to pay for private mortgage insurance.  Many Lenders would otherwise be unwilling to take on the risk of a loan with a down payment lower than 20% […]... Read more ›

  • box,
  • box home loans,
  • box loans,
  • down payment,
  • home loan,
  • how much should i put down on my home,
  • mortgage,
  • mortgage company,
  • mortgage insurance,
  • mortgage rates,
  • private mortgage insurance,
  • utah mortgage company

How to Keep Your Home Germ Free

While not quite as bad as the 2012-13 flu season, this year has seen higher rates of reported flu cases than most years. The Center for Disease Control (CDC) estimates the flu season to continue until as late as May. Therefore, it is still in full swing and an immediate threat to your family’s health. […]... Read more ›

  • box,
  • box home loans,
  • clean house,
  • home,
  • house cleaning tips,
  • keep your home,
  • spring cleaning tips

Home Loan Application Process

Home Loan Application Process In today’s world you can do almost anything online. From ordering groceries at the local supermarket to watching the most recent episode of Breaking Bad, It is a digital world.  They say the world is at your fingertips, but with the endless possibilities why do we still have to go in […]... Read more ›

  • box home loans,
  • buying a home,
  • first time home buyer tips,
  • home loan,
  • how do i apply for a home loan,
  • loan application,
  • loan process,
  • mortgage,
  • mortgage application,
  • mortgage company,
  • mortgage loan

Private Mortgage Insurance

Private Mortgage Insurance Private Mortgage Insurance is designed to protect the Mortgage Lender in case the borrower defaults on the loan. It provides protection in the event of a foreclosure of the property in which the Lender had financed more than 80% of the home’s value. In the event the borrower has defaulted on the […]... Read more ›

  • box,
  • box home loans,
  • box loans,
  • down payment,
  • first time home buyer,
  • home loan downpayment,
  • how much should i put towards a down payment,
  • mortgage,
  • mortgage insurance,
  • mortgage tips,
  • pmi,
  • private mortgage insurance