Why Open Houses Are Still Needed

Open House – Old Fashioned? In the digital age, open houses may seem like a nostalgic marketing method from a bygone era. Serious buyers search online photos then text the real estate agent to make a viewing appointment, and the only people who attend open houses are looky-loos and curious neighbors who always wanted to […]... Read more ›

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Why A Down Payment Is So Important

How Much Should You Put Down On A Home Purchase There was a time when mortgage lenders relaxed home buying rules and authorized home loans even when buyers had a minimum amount of money to put down. That plan backfired and many homes went into foreclosure. Downpayment rules have recently become more stringent than they […]... Read more ›

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Changes in Analyzing Credit Behavior

Fundamental Shift in How Credit Reports Will be Analyzed Very boring mortgage industry news that BOX Home Loan Employees should be aware of.  Consider this a warning that if you’re a human being, the following article may cause extreme drowsiness: Analyzing Credit Behavior Continued: Just wanted to make sure some of you are aware of […]... Read more ›

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Home Sales Up For 3rd Straight Month

Sales of existing homes hit their highest levels since October when the numbers for June were calculated. 5.04 million homes were sold in June, and this was the first time existing home sales were above 5 million since October. While this represents an increase, sales were still 2.3% lower than June of last year. Sales […]... Read more ›

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What Should You Do With Your Mortgage Insurance On your Taxes

What to do with Mortgage Insurance on Your Taxes Another new year is upon us and you know what that means… BOX Home Loans has the best rates!!! And… In a few months you’ll be filing your taxes!  If you’re anything like me you’ll choose to file your taxes on your own with Turbo Tax or maybe […]... Read more ›

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Is Winter the Right Time To Buy a New Home?

It’s raining. And not just any rain. It’s that cold rain that bites into you and you don’t want to go outside. But if you’re in the market for a new home, this may be the ideal time to bundle up and hit the pavement. Do Housing Prices Drop in Winter? This “old wives tale” […]... Read more ›

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Predictions for 2015 Housing Markets

Here are five predictions for the housing market in 2015. 1. Millennials Will Become First-Time Home Buyers Millennials will be looking to invest in their futures. Millennials between ages 25 and 34 make up 65% of first time home buyers, while 86% of them state that their motivation is a change in family circumstances, such […]... Read more ›

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Five Last Minute Holiday Shopping Tips

The holiday season often comes with amazing deals from retailers around the region. If you have a few more items to mark off your list, you can often snag great prices at this time. You just need to keep your wits about you to make it through the stores unscathed. Here’s what you need to […]... Read more ›

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Fed Expected To Keep Rates Low

After fears earlier in 2014 that the Fed was about to raise interest rates, it now seems that rates will remain unchanged for some time. Experts cite declining oil prices and flat inflation as evidence of the prime rate remaining near zero as it has been for the last six years. Part of the reason […]... Read more ›

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Black Friday Money-Savings Tips

Black Friday, so named after the fact that most retailers will be taking their budgets from the red up to the black. So the question is how do you enjoy the deals but keep your holiday budget in the black? Here are a few tips to keep you on track this year. Go with a […]... Read more ›

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