Following a Pattern of Excellence
Southwest Airlines did it with air-travel. Walmart did it with retail. And Ikea did it with furniture. Each of those companies revolutionized how business got done in their respective industry. By dramatically changing how they did business, they accomplished what was previously thought impossible: they slashed prices and created higher quality service at the same time. Box Home Loans is doing just that in the mortgage industry.
What’s Up With that Name?
Box Home Loans? Granted, the name is a bit strange, but it sums up perfectly what we do. Specifically, we only lend inside the box: as in, we do easy loans only. If you’re complex, have average credit, or have a meager down payment, then we are not your lender. While the rest of the lending world boasts that they will finance anyone, we chose to go in the opposite direction. We only lend to the cream of the crop.
Our Low Costs: Almost Ridiculous
By lending only to the cream of the crop we have removed 50% of the paperwork and headache from the loan process. In addition, we only offer one product line: loans that require a 10% down payment and a 700 credit score. All of that leads to tremendous efficiencies in our process, which translates into unbelievable savings for you! In fact, we have cut loan closing costs by an almost ridiculous 68%. For example, Box Home Loans only charges $99 in total lender and broker fees. No origination fees. No underwriting fees. No wire fees. No junk. And no, we do not raise your interest rate to make up for the low costs.
Please Shop Us
Have you ever had a lender ask you to shop around? We didn’t think so. Box Home Loans, on the other hand, asks all of its clients to shop. Our price speaks for itself. Once you compare us to the competition, we know that you will pass along our concept to friends and family just like you.
